Health insurance details can be quite tricky. You may assume that the cost for a certain service will be covered, only to find out that you’ll actually have to shell out cash for it. There are clauses buried within the fine print, something that’s easy to miss out. You get the best offers and then you’ll come to discover that the agreement comes with underhanded qualifications, hidden surcharges, and deductibles. You’ll only come to realize these when it’s time to pay for it.
The process is particularly challenging with Medicare. The coverage will still baffle you to no end. Yet, the company has been there for a long time, and for good reason to. There are major benefits worth looking into, despite the hidden clauses in the contract. In fact, you can now get a brand-new bed and have the company pay for it. You may be surprised to discover this, but if you’re suffering from back pain, here’s what you need to know when you want to qualify for a free mattress.
Beds Make for a Durable Medical Equipment
Specific types of beds are considered Durable Medical Equipment (MDE) within the Medicare clause. DMEs assist patients on a daily basis. This is tantamount to needing a wheelchair, a walker, or even an oxygen tank. As long as the doctor deems it necessary, then it needs to be part of your plan.
Just remember than only a certified physician can prescribe a DME for you. To meet the criteria and if you need Medicare to cover the cost, then you need to look into the following possible criteria:
- It must be for a specific medical condition,
- The bed must be long-lasting and durable.
- You can use the bed at home.
- The bed isn’t effective for someone who doesn’t suffer from medical problems and hasn’t suffered from a specific type of injury.
- The bed must last for at least three years.
If the DME fulfills the criteria specified above, Medicare will cover as much as 80 percent the cost of the equipment, which means that this amount will allow you to save money. Just make sure that your purchase must be approved by the specifics set by the company.
Brands of Beds Covered by Medicare
Not every mattress will be considered DME. There are specific brands you need to know. That’s because the mattress has been designed to cater toa medical need.
Just know that Medicare covers three specific types of bed and bed equipment:
- Pressure-reducing beds
- Pressure-reducing mattresses
- Pressure-reducing mattress overlays
Now that you know this, always buy your mattress with an official supplier. This means that research is required from your end. You’ll have to find one in your area. The good news is that there are several options out in the market for you. Usually, you’ll have to pay the 20 percent once you make the purchase and the rest will be covered by Medicare. And since mattresses don’t come cheap, this coverage will ensure that you can your money for a more comfortable sleeping environment.
If you’re still not sure on what needs to be done, talk to a Medicare representative who will be more than willing to help you. Ask them more about your plan and see what you qualify for.
Top Pressure-Relief Mattress Brands
Finding a DME-approved bed isn’t difficult. There are various options for you. Here are five of the best brands to choose from.
- Bariatric Mattress PressureGuard Easy Air
This is a great mattress for the older folks who may be obese. The mattress offers low air loss with alternating pressure. This means that you can stay dry as the mattress removes moisture from sweat. It also offers air therapy support for users up to 1000 pounds.
2. Joerns PrevaMatt Defend Pressure Relief Mattress
This pressure relief mattress comes with a plethora of benefits. It’s made from a foam material that provides comfort and pressure relief all that the same time. The fabric and the foam are made from sustainable and plant-based materials. You get quality without the unhealth chemicals.
3. Drive Medical Therapeutic 5 Zone Support Mattress
The mattress was designed to target five therapeutic pressure zones for the ultimate comfort and support. It’s latex-free, which reduces the friction that happens during sleep.
4. ThevoRelief Pressure Relief Mattress
This mattress was designed to alleviate body aches and pain. It stimulates the nerve tracts to provide proper back support, something that improves rest at night.
5. Drive Medical Multi-Ply ShearCare1500 Pressure Redistribution Foam Mattress
This mattress has been designed for the best support and comfort, especially for seniors. The top layer is made from a durable, high-density foam that keeps you dry and cool. The material is antimicrobial, ensuring sanitation. Then, the mattress is covered with a water-resistant surface that seeps out any further moisture.
Finding the Right Mattress Covered By Medicare
As soon as you get the doctor’s prescription, you should start your research. Although you might be required a new mattress for a particular health issue, pressure reducing mattresses have proven to provide the most comfort. You’ll soon see a big improvement in your sleep. You’ll also find that the pain you’ve experienced will be significantly reduced. If it makes a big difference in the quality of life, it’s time to do your research.